In a recent Supreme Court of British Columbia decision, a plaintiff, who was a 53 year old aesthetics instructor, was given an award of $27,000 to compensate her for the possibility of early retirement.
What’s interesting about this award is that the plaintiff, who was only 53 years old, did not plan to retire until age 65, and these damages were entirely speculative. The judge was satisfied that there was a “real and substantial” possibility of loss and treated the possibility of early retirement due to injury as a lost capital asset. The judge then awarded the plaintiff a half a year of wages.
The plaintiff in this case had suffered a chronic soft tissue injury arising from 2 separate motor vehicle collisions. Just over 4 years after their first accident, the plaintiff continued to suffer from ongoing back and neck pain that was disrupting her ability to sleep and leading to fatigue. The plaintiff had to switch roles at work. She no longer was able to be as active in instruction and instead focused on administrative work. The judge concluded that there was room for improvement in the plaintiff’s condition but no objective basis to conclude that the plaintiff would make a full recovery.
This case illustrates many of the challenges that arise when dealing with claims for future losses.